Location:
800 Philadelphia Street
Indiana, PA 15701
or
205 Granite Run Drive
Lancaster, PA 17601
or
7660 Saltsburg Rd
Pittsburgh, PA 15239
or
4 Brandywine Ave
Downingtown, PA 19335
Hours:
Monday - Friday (8:00 AM - 5:00 PM)
(Additional hours as necessary to meet the objectives of the department
Function:
Responsible to ensure Internal Credit Risk Review Department (“CRR”) systems and data practices are functioning consistent with regulatory guidance and expectations given its second line independent oversight role as well as the Bank’s credit risk profile and complexity of credit exposures within its commercial and consumer banking loan portfolios.
Duties and Responsibilities:
Manages credit risk review systems (including Crowe 360, etc.), processes, and data, which uses the commercial risk rating/consumer methodology. Ensures proper design and content to provide a consistent and well-documented credit risk review that aligns with Board approved risk classifications and regulatory guidelines. Responsible for actively managing systems and data. Aids with any implementation involving a revised credit rating system through senior management and designated staff of the Credit Risk Review, Commercial Banking, Credit Administration, and Managed Asset departments.
Develops and maintains portfolio management analytics (i.e., key risk indicators) for monitoring credit risk and Board reporting. Risk rating reports aggregate, stratify risk, and describe risk trends within the portfolio which are critical to credit risk management and strategic decision making to ensure the Board Credit Risk Committee fulfills its risk oversight responsibilities.
Provides assistance to Credit Risk Review Management in dealings with regulatory examiners, internal/external auditors during examinations, and audits in regard to data gathering and processes involving reporting. Responsible for staying abreast of any changes in regulatory or internal guidance.