Financial Analyst

Visa is a world leader in payments and technology, with over 259 billion payments transactions flowing safely between consumers, merchants, financial institutions, and government entities in more than 200 countries and territories each year. Our mission is to connect the world through the most innovative, convenient, reliable, and secure payments network, enabling individuals, businesses, and economies to thrive while driven by a common purpose – to uplift everyone, everywhere by being the best way to pay and be paid.

Make an impact with a purpose-driven industry leader. Join us today and experience Life at Visa.

As a Financial Analyst for North America VCS, you will be responsible for evaluating, designing, maintaining, and improving financial models to support revenue, client incentives, and expense planning. You will conduct in depth analysis of reported results and perform financial data analytics to explain business trends. Reporting to the North America VCS Finance Lead, you will be key in driving efficiencies, improving operating expense forecasting, and enhancing VCS driver trend analysis. You will be a vital member of the highly visible NA Revenue Finance team, collaborating across a matrixed organization.

Essential Functions:

• Monthly and Quarterly Analysis: Lead month end activities, analyze results, identify and interpret key variances and trends, and present findings to management.
• Operating Expense Tracking: Create and maintain detailed operating expense records for NA VCS, providing management with insights into material variances.
• Planning, Budgeting, and Forecasting: Contribute to these activities within the scope, aligning with regional and global requirements.
• Forecasting: Combine observed patterns and trends to create accurate forecasts, exercising judgment in triangulation.
• Financial Reporting Systems: Learn and understand Visa's financial reporting systems, run data queries, develop financial architecture, and support finance technology initiatives.
• Model Evaluation and Improvement: Evaluate existing models, seek opportunities to introduce new tools, and identify areas for improvement and efficiencies.
• Stakeholder Collaboration: Collaborate and coordinate with a broad base of stakeholders.

This is a hybrid position. Hybrid employees can alternate time between both remote and office. Employees in hybrid roles are expected to work from the office 2-3 set days a week (determined by leadership/site), with a general guidepost of being in the office 50% or more of the time based on business needs.

Permanent Authorization to work in the U.S. is a precondition of employment for this position. Visa will not sponsor applicants for work visas in connection with this position.

Basic Qualifications:

• 2 or more years of work experience with a Bachelor’s Degree or an Advanced Degree (e.g. Masters, MBA, JD, MD, or PhD)

Preferred Qualifications:

• 3 or more years of work experience with a Bachelor’s Degree 
• Foundational understanding of multi party economic model (issuers, acquirers, processors, interchange, merchants, cardholders, etc.) and performance reporting
• Experience in budgeting, forecasting, and business performance analytics
• Converts complex analyses into revealing business storylines
• High proficiency in Excel with demonstrated ability to improve processes via automation and end to end efficiencies, additional experience with a complex financial system (e.g., Hyperion, Tableau, PowerBI) a plus
• Ability to effectively work independently and collaborate as part of a cross-functional, global and matrixed team
• Highly detail oriented with excellent planning and time management skills

Work Hours: Varies upon the needs of the department.

Travel Requirements: This position requires travel 5-10% of the time.

Mental/Physical Requirements: This position will be performed in an office setting.  The position will require the incumbent to sit and stand at a desk, communicate in person and by telephone, frequently operate standard office equipment, such as telephones and computers.

Visa is an EEO Employer.  Qualified applicants will receive consideration for employment without regard to race, color, religion, sex, national origin, sexual orientation, gender identity, disability or protected veteran status.  Visa will also consider for employment qualified applicants with criminal histories in a manner consistent with EEOC guidelines and applicable local law.

Visa will consider for employment qualified applicants with criminal histories in a manner consistent with applicable local law, including the requirements of Article 49 of the San Francisco Police Code.

U.S. APPLICANTS ONLY: The estimated salary range for a new hire into this position is 102,600.00 to 145,150.00 USD per year, which may include potential sales incentive payments (if applicable). Salary may vary depending on job-related factors which may include knowledge, skills, experience, and location. In addition, this position may be eligible for bonus and equity. Visa has a comprehensive benefits package for which this position may be eligible that includes Medical, Dental, Vision, 401 (k), FSA/HSA, Life Insurance, Paid Time Off, and Wellness Program.