At U.S. Bank, we’re on a journey to do our best. Helping the customers and businesses we serve to make better and smarter financial decisions and enabling the communities we support to grow and succeed. We believe it takes all of us to bring our shared ambition to life, and each person is unique in their potential. A career with U.S. Bank gives you a wide, ever-growing range of opportunities to discover what makes you thrive at every stage of your career. Try new things, learn new skills and discover what you excel at—all from Day One.
Job Description
This Financial Analyst position works closely with internal partners in a structured, collaborative environment and requires strong analytical judgment, attention to detail, and appropriate escalation of exceptions.
Key Responsibilities
- Collect rate information and update applications that generate funding curves and distribute pricing information to internal systems and departments.
- Complete rate processes within established deadlines.
- Monitor and respond to requests related to prepayments, rate locks, rate questions, exceptions, and other operational needs.
- Review loan documentation and compare information across systems to validate prepayment language and resolve exceptions.
- Prepare financial analyses, spreadsheets, statistical models, management presentations, and interest rate pricing and forecasting information.
- Research and resolve problems or errors in financial reporting data and assist with financial application development as needed.
- Support internal business partners and the department help desk after completing sufficient training.
- Participate in testing, project work, and process improvement activities when available.
Basic Qualifications
- Bachelor's degree, or equivalent work experience
- Typically, less than one year of related experience
Preferred Skills/Experience
- Finance or Economics degree.
- Basic knowledge of financial analysis techniques, general accounting procedures, forecasting, and planning.
- Well-developed mathematical, analytical, critical thinking, and problem-solving skills.
- Ability to work independently within defined processes, analyze data, and identify and resolve exceptions.
- Strong customer service, interpersonal, and communication skills.
- Comfort learning technical concepts and systems.
- Advanced Excel knowledge.
Location Expectations:
This role requires working from a U.S. Bank location three (3) or more days per week.
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