Risk Analyst at Giggle Finance
Miami, FL — full-time
Giggle Finance is a successful fintech company on a relentless mission to re-engineer financial services for the underserved. We don’t just move fast; we execute, learn from our mistakes, tweak on the fly, and win. Our leadership team is small, data-driven, and completely unburdened by corporate bureaucracy. Today, over one-half of the U.S. workforce earns income through gig work, self-employment, or small businesses. We build technology that gives these entrepreneurs fast, transparent access to capital when they need it most. We’re growing quickly because we make decisions quickly. Our Risk team sits at the center of nearly every important decision the company makes—from underwriting and fraud prevention to portfolio strategy, pricing, experimentation, product development and marketing. If you enjoy solving difficult problems with data and seeing your work deployed into production almost immediately, you’ll love it here. Who You Are You Think Like (or are) a Scientist You naturally break apart complicated problems, challenge assumptions, and search for the underlying truth hidden inside data. You are naturally inquisitive and curious – you approach every problem as an opportunity to learn something new – including your own personal and professional growth. You are not afraid to try something new, even if it doesn’t work out, for the sake of “science.” You either have financial services experience, or you don’t, and none of that matters… what actually matters is your ability to learn quickly and adapt to the market conditions, doing what it takes to get the job done. You are a self-starter who can work independently but also thrives working in a collaborative environment. You want to teach us something, as much as you want to learn from us. We will get along if you can answer “yes” to many of the proceeding statements :) AI Is Part of Your Daily Workflow You use AI constantly. Whether you’re writing SQL, engineering features, building models, debugging code, or exploring new ideas, AI makes you dramatically more productive—not because it replaces your thinking, but because it amplifies it. You use Python, R, SQL, LLMs, modern ML frameworks…and these are all just tools in your toolbox. You are as enamored with bleeding edge technology as we are… and you wake up in the morning thinking about how you can use it to solve complex problems. If this sounds like you, then we want to talk! You Thrive in Ambiguity and Own outcomes Some people need perfectly defined requirements, you don’t. You can take an unclear business problem and can figure out how to structure it, test it, model it, and deliver an answer. In those situations where others may not completely understand, you are willing to work to lead the charge, and get everyone on board. You don’t wait to be “instructed…” you take control when you believe in something. You may go down a rabbit hole, but you come up on the other side with a solution that perhaps