The Senior Financial Analyst, Financial Planning & Analysis (SFA) supports financial planning, forecasting, performance management, and strategic analysis across revenue, claims, expenses, and workforce costs, with a strong focus on insurance‑specific metrics, regulatory requirements, and enterprise risk alignment. The SFA delivers clear, narrative‑driven financial analysis and reporting to support effective decision‑making across the business, with accountability for the full P&L.
Partnering closely with accounting and key stakeholders in the business, the role ensures alignment between management reporting and financial results, supports a smooth financial close, and translates complex data into actionable insights for senior leadership and the Executive Committee, while identifying key performance drivers, emerging risks, and opportunities for continuous improvement.
What you will do:
Performance Management & Reporting
- Prepare key reports, including monthly financial results package and Quarterly Business Review (QBR) materials for senior leadership and the Executive Committee
- Deliver narrative-driven performance reporting, identifying key variance drivers and trends, with a specific focus on the Combined Ratio, Loss Ratio, and Expense Ratio
- Analyze monthly and quarterly results to explain performance relative to plan and prior year, highlighting risks, opportunities, and corrective actions
- Monitor and report on key financial and operational KPIs, ensuring consistency, accuracy, and relevance for decision-making
- Monitor and validate to ensure financial data reported in Power BI reconciles back to GL financials
Planning & Forecasting
- Drive the creation of the annual operating plan and ad hoc forecasting, aligned with:
Corporate objectives
Risk appetite and tolerance
Regulatory and accounting requirements (e.g., IFRS 17, OSFI)
Premium and claims budgets
Expense budgets
Workforce plan (FTE budget)
- Provide financial guidance to functional and operational leaders to support strong financial stewardship
- Upload and reconcile budget information within the GL and operational Dashboard in PowerBI
Financial Modelling & Profitability Analysis
- Develop and maintain financial and scenario models to assess business performance and support strategic decision making
- Perform profitability analysis for: &nb