"Business Analyst / Product Manager (Wholesale Lending & Securitization)" at Tcs Usa
Not specified — full-time
Must Have Technical/Functional Skills
8–10 years of Business Analysis/Product Management experience supporting complex technology initiatives.
Strong experience in Wholesale/Commercial Lending, preferably whole-loan financing, securitization, asset-based lending, or related deal-management workflows.
Strong understanding of deal and pipeline workflows and interaction between Front Office, Operations, Risk, and Technology.
Hands-on experience producing BRDs, functional specifications, workflows, data requirements, and traceable requirements.
Experience supporting UI/front-office application requirements, translating business workflows into functional capabilities.
Strong solution-thinking skills with the ability to challenge requirements and propose scalable, reusable solutions rather than simply documenting requested functionality.
Working knowledge of SQL for data analysis, validation, and reconciliation.
Strong stakeholder management and communication skills.
Roles & Responsibilities
Partner with Front Office, Operations, and Technology to understand wholesale lending deal and pipeline workflows, define business problems, and translate them into scalable technology solutions.
Own detailed requirements and artifacts including BRDs, functional specifications, workflows, and data requirements across the lending lifecycle.
Contribute to product roadmap, prioritization, governance, and automation initiatives within Global Spread Products (GSP) Technology.
Evaluate needs across lending businesses and propose reusable, cross-business platform capabilities rather than bespoke solutions where appropriate.
Drive stakeholder alignment across competing priorities, resolving conflicts and escalating key decisions where required.
Coordinate end-to-end delivery including requirements validation, QA transition, UAT, implementation, and stakeholder communication.
Apply a strong data-quality, risk, and control mindset, identifying issues and validating requirements early in the delivery lifecycle.
Ensure front-office solutions and data flows integrate effectively with enterprise risk and centralized loan-servicing platforms.
Support technology capabilities across whole-loan financing, securitization, commercial real estate, residential mortgages, and asset-backed lending workflows.