Summary
Performs financial analysis, modeling, and reporting for the Finance team across one or more functional areas — reporting, financial planning and analysis, projects, or treasury and balance-sheet management — building and maintaining the financial and member (deposit and loan) data, models, and standard reports that support forecasting, budgeting, and decision-making. Works independently within established frameworks, handles moderately complex and non-routine requests with general guidance, and begins to contribute process improvements.
Essential Functions:
- Build and maintain financial models and forecasts — including budget and forecast, profitability, and pricing — using validated financial, deposit, and loan data, to support organizational decision-making.
- Prepare and analyze management, ALCO, and liquidity reporting, including budget-to-actual results; investigate variances and identify likely drivers such as mix shift, timing, or rate change.
- Administer the loan analytics platform and other reporting and forecasting tools, including data extraction from the mortgage servicing and collections systems.
- Maintain historical loss data and the CECL framework, including supporting documentation.
- Support call report, FASB, and other regulatory and compliance reporting.
- Improve reporting and forecasting processes, including automating recurring outputs and moving manual reconciliations toward real time.
- Coordinate with department and cost-center owners to gather inputs and validate results; complete moderately complex ad hoc analysis and finance projects with general guidance.
- Follow policies, procedures, and internal controls; recognize, escalate, and help resolve exceptions; perform other related duties as assigned.
Qualifications
Experience
- Minimum 2–4 years of relevant experience in accounting, finance, or a related analytical role; experience in a financial institution preferred, prior credit union experience a plus.
Education
- Bachelor's degree in finance, accounting, business administration, or a related field; equivalent, directly relevant professional work experience may be substituted for education.
Knowledge
- Thorough understanding of Generally Accepted Accounting Principles (GAAP).
- Thorough understanding of core finance concepts, including net present value, internal rate of return, and discounted cash flow.
- Working knowledge of procedural controls and data-validation techniques.
- Understands how own work supports team and departmental objectives; recognizes the impact of quality, timeliness, and decisions o