To be considered, you must reside in Montana, Oregon, Idaho, or Washington State
YOUR PURPOSE
The Financial Analyst supports the Credit Union’s Asset Liability Management (ALM) activities by performing deposit analytics and financial modeling related to interest rate risk, liquidity planning, stress testing, and cash management. This role supports the VP of Treasury by assisting with inputs and reports for the ALM model, ALCO, and Pricing Committee. Working closely with the VP of Treasury and cross-functional partners, the Financial Analyst provides analysis that informs liquidity management, funding decisions, and loan and deposit pricing. The role also supports budgeting and forecasting, analyzes variances, and partners with the Accounting team to help ensure alignment between financial reporting, analytics, and organizational objectives.
YOU ARE RESPONSIBLE FOR
Finance, Treasury, and Analytics
ALM & Treasury Support
- Participate in asset liability management, cash management, liquidity planning, account management, cash forecasting, and ad-hoc projects/ financial analyses for the organization.
- Provide analysis, trending, and forecasting for product profitability and other strategic initiatives.
- Prepare regular treasury reports, budgets, and financial documents, including cash flow forecasts.
- Assists and supports the VP of Treasury in providing reports, documents, and explanations for auditors and examiners.
Deposit Analytics & Pricing
- Performs deposit analytics to support Horizon pricing strategy.
- Assist ALCO (Asset Liability Management Committee) and Pricing Committee by preparing data and reports.
Financial Analysis & Budgeting
- Supports the annual budgeting and ongoing forecasting processes, with a focus on balance sheet, interest income and expense, liquidity, and rate-sensitive products.
- Partners with Accounting & Treasury to translate strategic assumptions (growth, pricing, rate scenarios) into financial forecasts and budget models.
- Assists in scenario analysis to evaluate the financial impact of changes in rates, growth, pricing, or product mix.
Other Areas of Responsibilities
- Build and maintain strong working relationships based on trust, accuracy, sound judgment, and mutual respect across the organization.
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