CRA & HMDA Data Specialist II

ABOUT US

Coastal Community Bank is a leader in Banking with strong Financial infrastructure leading Banking as a Service (BaaS) and Fintech strategies. The people at Coastal not only help people with their personal banking; they help businesses with banking technology integration that leads to business growth, flexible financing, and unimagined potential. We think and work like entrepreneurs, always moving and constantly improving. We are go-getters, work hard, and play hard. If you're someone who thrives on innovation, wants to help others succeed, knows how to think outside the box, and believes that we're all in this together -- you belong here.

WHAT YOU'LL DO

The Data Specialist II will perform a variety of operational tasks to support CRA & HMDA Compliance. The impact of this position is important to the improvement of the CRA and HMDA Compliance Programs data integrity model. Improved quality control, monitoring and testing will help the bank prepare for the various regulatory changes affecting overlap in these data streams.  The successful candidate will be able to review, validate, and compile data records. They will assist in preparing for the various regulatory requirements and changes affecting overlap in these data streams.

HOW YOU'LL DO IT

• Perform quality control and data scrubs on all CRA and HMDA data streams including but not limited to HMDA- Mortgage Lending, CRA Lending, 1071-SB Lending.
• Perform credit or lending data entry into the compliance software.
• Provide monthly data reporting from compliance software. 
• Provide quarterly benchmark reports vital for management reporting. 
• Assist to log, track and resolve errors on data.
• Data quality and integrity reviews.
• Maintain procedural manuals, job aides, and tools.
• Other compliance-based monitoring duties to be determined.
• Contribute to other areas, as needed.
• Provide service in accordance with Coastal’s Core Values.

WHAT YOU'LL BRING 

• Proficiency in MS Excel and Word
• Strong organizational and time management skills 
• Work on large data sets quickly and efficiently
• Strong communication skills
• Demonstrated ability to perform repetitive tasks with high accuracy and consistency
• Demonstrated ability to work in a team environment
• Ability to manage multiple tasks/projects and deadlines simultaneously.
• Attention to detail and accuracy a must
• Cooperative and professional attitude
• Basic statistical knowledge is a plus

EDUCATION/EXPERIENCE

• Bachelor’s degree or an equivalent amount of relevant experience
• 5+ years’ experience with data entry, quality control, monitoring and testing
• Experience with compliance software CRA/HMDA Wiz, RiskExec or other related software systems
• Knowledge of consumer compliance regulations is a plus but not required
• Proficiency in MS Excel and Word

HOW YOU’LL THRIVE AT COASTAL

• Be the Best – Communicate effectively, pay close attention to detail, and prioritize your personal development.
• Be Relentless – Thrive in a goal-oriented environment exercising both patience and persistence. Advocate for our customers and team members and strive to promote the Coastal Difference.
• Be Un-Bankey – Be a forward thinker with a creative mindset. Build long-lasting relationships promoting the Coastal Difference, built on a foundation of integrity, honesty, and trust.
• Embrace Gray Thinking – Use sound judgment while decision-making and problem-solving. Think outside the box.
• Stay Flexible – Organize and strategize effectively while always being prepared to adapt on the fly. Seek efficiencies for Coastal to work smarter, not harder.
• Take Care of Each Other – Understand what it means to be a true team player and have your teammate's back. Practice self-awareness and build your emotional intelligence.

BEING YOU AT COASTAL

Coastal is proud to be an equal opportunity employer. All qualified applicants will receive consideration for employment without regard to race, color, religion, gender, gender identity or expression, sexual orientation, national origin, genetics, disability, age, or veteran status. We are also committed to compliance with all fair employment practices.

PHYSICAL DEMANDS

The physical demands described below are required to perform the essential functions of this job. Reasonable accommodations may be made to enable individuals with disabilities to perform the essential functions. 

While performing the duties of this job, the employee must:

• Can sit for extended periods of time.
• Can stand for extended periods of time.
• Can perform repetitive finger, hand, and arm movement.
• Can use electronic office equipment such as a computer keyboard, mouse, ten key, telephone, etc. 
• Able to view and read computer screens for extended periods.
• Can occasionally stoop, kneel, crouch, or crawl.
• Can occasionally lift or move up to 10 pounds.

OTHER DUTIES

Please note this job description is not designed to cover or contain a comprehensive listing of activities, duties, or responsibilities that are required of the employee for this job. Duties, responsibilities and activities may change at any time with or without notice.