Sr. Financial Analyst

Function

Are you looking for an attractive opportunity to make an impact at a high growth company that has been growing at a double-digit rate? Then we have the right role for you at Citadel!  We are seeking a Financial Analyst to join the Finance team. This role reports to our VP of FP&A and is based in our corporate headquarters in Exton, PA. This individual will be responsible for month-end financial reporting and analysis for Citadel including loan loss allowance calculation. This role will support all business lines for marketing investment analysis, new product evaluation etc. This is an exciting opportunity for someone intellectually curious, analytically oriented, and detail attentive. The role is for those comfortable analyzing large quantity of data, to drive actionable insights, that influences business decision-making. 

Duties and Responsibilities

• Perform financial forecasting, reporting, and operational metrics tracking
• Analyze financial data and create financial models for decision support
• Report on financial performance and prepare for regular leadership reviews
• Analyze past results, perform variance analysis, identify trends, and make recommendations for improvements
• Support all business lines for marketing investment analysis, new product evaluation etc.
• Work closely with the accounting team to ensure accurate financial reporting
• Evaluate financial performance by comparing and analyzing actual results with plans and forecasts
• Perform risk score migration analyses on a semi-annual basis.
• Perform monthly product yield, delinquency, and cash flow analysis.
• Provide monthly dealer participation analysis.
• Manage Collections reporting including Daily Delinquency Reporting, Loan Modifications review, monthly collections reporting etc.
• Manage designated Risk Management reporting.
• Perform impairment analyses for Allowance Committee on a monthly basis.
• Prepares month-end financial analysis and reporting and updates financial dashboard, scorecards and monthly reporting deck.
• Assist with adhoc financial analysis and data requests.

Qualifications and Education Requirements

Work Experience

• At least five years of experience in financial analysis, business analysis, consulting, credit card, banking and other financial institutions
• Strong level of financial and business acumen to be able to drive results for a breadth of initiatives.
• Superior proficiency with Excel.
• Firm grasp of financial theory and basic economics
• High level of critical thinking to formulate business issues into analytical problems and devise actionable solutions.
• Robust communication, interpersonal, presentation, and organizational skills.
• Must have ability to interact and partner effectively at multiple levels of the organization.
• Ability to work independently

Education

• Bachelor’s degree in Finance, Business, quantitative field or related discipline